Attention homeowners in Orlando and Orange County: Need an appraisal?
Here are the top reasons FL homeowners call on Greater Orlando Appraisal Assoc., Inc.:
Do you own a house in or near Orlando? Do you need help determining the value of your real estate?
At Greater Orlando Appraisal Assoc., Inc., we understand the individual needs of a customer seeking appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. As our valued client, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value assessment than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Greater Orlando Appraisal Assoc., Inc. is qualified in helping people just like you remove unwanted and unneeded PMI insurance.
Challenge property tax assessments
Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Greater Orlando Appraisal Assoc., Inc. is your strongest weapon.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Greater Orlando Appraisal Assoc., Inc. can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd wish to have a professional double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.