Real estate appraisal services for homeowners in the city of Orlando and Orange County
Check out the top reasons FL homeowners use Greater Orlando Appraisal Assoc., Inc.:
Own a house in or near Orlando, FL and need help deciding the price of it?
We at Greater Orlando Appraisal Assoc., Inc. understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Greater Orlando Appraisal Assoc., Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.
PMI Removal Appraisals
A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you rid yourselves of unnecessary PMI insurance.
Challenging Orange county's assessment of your property
Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Greater Orlando Appraisal Assoc., Inc. is your number one weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be disadvantageous from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Greater Orlando Appraisal Assoc., Inc. can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for preciseness or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Greater Orlando Appraisal Assoc., Inc. offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.