Attention homeowners in Orlando and Orange County: Get an Appraisal today!
The top seven reasons why FL homeowners call on Greater Orlando Appraisal Assoc., Inc.:
Own a house in or near Orlando, FL and need help deciding the value of it?
At Greater Orlando Appraisal Assoc., Inc., we understand the unique needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Greater Orlando Appraisal Assoc., Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Greater Orlando Appraisal Assoc., Inc., we're veterans in helping customers just like you dismiss unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining or is not appreciating as much as other properties nearby. That only means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Greater Orlando Appraisal Assoc., Inc. is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. Not only can this be inconvenient from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Greater Orlando Appraisal Assoc., Inc. can provide you with an expert appraisal to help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.